We meet many realtors who are just not sure about recommending a home inspector to buyers of new homes. Often, realtors are just not sure if the buyer needs it. After all, the builder provides a one year warranty plus structural coverage up to ten years and we know, builders discourage independent home inspections.
But, what if your buyer asks for a referral? What if your buyer understands there are problems in new construction or they may have read about stucco issues with this builder – what home inspector would you refer? Do you know what qualifications or experience the home inspector should have? What about insurance?
What qualifications should the home inspector have?
It is very important the home inspector have a background in home building. Inspectors who do not understand local codes or builder tolerances can be disruptive and create ill will between the buyer and the builder. We can’t stress this enough! Make sure your home inspector referral has, at a minimum:
- A general contractor or residential contractor license
- Proven experience in home building
- $1 million in Errors & Omissions insurance coverage
- Commercial automobile insurance
- $1 million in General Liability insurance
- Workmen’s Compensation or an approved state Exemption Certificate
- Proven experience in inspection of new home construction – at least five years
- Additional certification as an ICC Residential Building Inspector or Licensed Mold Assessor is a plus
- Licensure as a Certified Pest Control Operator is a plus
- Recognition as a Certified Building Consultant is a plus
- Recognition as a Certified EIFS/Stucco Inspector by EDI is a plus
Ask to see a sample report of a recent new construction project. Does the report indicate they have knowledge of building code or allowable tolerances in new construction? How do they present their findings? Does the report offer a means to share findings between the affected parties as a working tool? Above all else, would you trust this home inspector to represent you with your builder?
Don’t be fooled with fake claims of certifications issued by a home inspector associations. Home inspector associations do not teach new construction and nothing they offer qualifies an inspector to inspect new construction.
Having a license as a Home Inspector does not qualify the inspector to inspect new construction.
Builders will require the inspector to provide insurance certificates showing current General Liability, Commercial Auto and Workmen’s Compensation (or an Exemption). Realtors should make sure the inspector has the required insurance before they refer the inspector to avoid delay in meeting the acceptance deadline. Builders have a right to refuse entry to the property if the inspector does not have the required insurance coverage.
Types of Inspections:
Buyers may hire the inspector to conduct progress or phase inspections of the primary construction stages or they may elect to just have the finished home inspected. Often, when the Realtor is involved, the buyer is purchasing a new home which is built and ready to move in.
We offer a complete inspection of the home to include a Punch List of repairs. Our punch list is listed on a Repair Addendum to the report and is easily shared between all parties. It is a time saver and it makes tracking repairs easy.
We strive to be an asset to builders, realtors and buyers in the transaction. Call us to see what we can do for your new home sales program.